Your book stays yours
Last updated November 1, 2026
01Who sees what
| Who | What they can see |
|---|---|
| You | Everything you've submitted, your Program Snapshot, our view of your company and the progress of each niche, including how many markets reviewed it and how many are interested. |
| Waypoint brokers | Your submissions and account details, so our brokerage team can build and place your program. If we bring in a licensed partner broker to help place it, they see the same, under confidentiality. Team members sign in with two-step verification. |
| Capacity markets | Only approved partners whose appetite fits. They see an anonymous summary: the class, states and premium and value ranges. Never your name, company or documents until both sides agree to an introduction. |
| Other submitters | Nothing. No one can see another account's niches or answers. |
Capacity partners at different firms never see each other, and you never see a partner's name before an introduction. You'll see that markets are interested, not who they are, until both sides say yes.
02The NDA comes before the data
Detailed information such as loss runs, schedules of values and distribution plans is shared only after our mutual NDA is in place. Documents you upload are kept in private storage, reviewed by our team, and used only to build and place your program.
You can sign our mutual NDA right on Waypoint Market in about a minute, at any stage. Every signature carries a certificate recording the time, the signer and a fingerprint of the exact agreement, and a copy is emailed to you straight away. One NDA covers every niche you submit.
03Where your data lives and how it's protected
- Your data is stored in the United States with an established cloud database provider.
- Everything is encrypted in transit, and stored data is encrypted at rest.
- Database rules limit every account to its own information, so a submitter can only ever read their own niches.
- Team access requires two-step verification, and access to the Team Console is limited to Waypoint staff.
- Emails come from Waypoint's own Microsoft 365 account.
04Brokers make the decisions
Waypoint Specialty is a team of experienced specialty program brokers. Program Snapshots, underwriter's reads and our view of your company are prepared with the help of AI to give you a fast, indicative starting point. They are not underwriting decisions. Our brokers review your niche, decide how to structure it and choose which markets to approach before anything goes to market. Our AI provider does not use your information to train its models.
05What we never do
- We never sell your information.
- We never use advertising or cross-site tracking cookies.
- We never shop your niche across the open market. Programs are exclusive by default.
- We never share your identity with a market without your agreement.
- We never show your niche, your figures or your documents to other submitters or agencies.
06Your control
- Edit your submissions while they're open, and update your answers on Our view at any time.
- See your sharing record on each niche, under My Submissions: what happened and when, from the first anonymous summary to every signed NDA. It never names the markets involved.
- Withdraw a niche yourself at any time before it's placed. Its anonymous summary stops being shown to markets straight away, and your Lead Advisor is told so nothing moves forward without you.
- Choose which optional emails you get under Account, Email preferences.
- Delete your account yourself from your Account page. If a niche is already being placed, contact us and we'll take care of it.
For the full detail, read our Privacy Policy and Terms of Use.
Security questions?
If your compliance or IT team has questions before you share your book, send them through our contact form and we'll walk them through it.
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