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Habitational and condo property programs

Apartments, condo associations and HOAs have been squeezed by cat-driven capacity cuts. A program built on real maintenance data, water mitigation and roof age wins back terms a one-size market will not offer.

What drives losses in this class

  • Water damage and freeze
  • Roof age and wind
  • Fire and life safety
  • Loss assessment for associations

What an exclusive program changes

  • Pricing built on how your accounts actually perform, not a class average.
  • Capacity you control, with access to global property markets most agencies cannot reach alone.
  • Loss control, underwriting support and Waypoint Training for your producers.

How it works

  1. Submit your niche on Waypoint Market. It takes 5 to 7 minutes and your best estimates are fine.
  2. Get your Program Snapshot on the spot: the gaps to close and an underwriter's read.
  3. Sign our mutual NDA in about a minute and book a 25-minute submission finalization meeting to plan the program together.

Own a habitational and condos niche?

Built for agencies, MGAs and association managers writing apartments, condos and HOAs. Submit it in 5 to 7 minutes and see how close it is to a program of its own.

Submit your niche →

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Waypoint Market is a program-development tool of Waypoint Specialty, specialty program brokers. Information on this page is general and educational. It is not a quote, offer or commitment, and all programs are subject to underwriting review and market acceptance. Trust and security · Privacy Policy · Terms of Use