Retail and restaurant property programs
Franchise systems, multi-unit operators and independent restaurants share loss drivers a generalist market rarely prices well: kitchen fires, grease and hood maintenance, roof and HVAC age, and theft after hours.
What drives losses in this class
- Kitchen fire and hood suppression
- Roof, HVAC and equipment breakdown
- Business income after a closure
- Theft, vandalism and glass
What an exclusive program changes
- Pricing built on how your accounts actually perform, not a class average.
- Capacity you control, with access to global property markets most agencies cannot reach alone.
- Loss control, underwriting support and Waypoint Training for your producers.
How it works
- Submit your niche on Waypoint Market. It takes 5 to 7 minutes and your best estimates are fine.
- Get your Program Snapshot on the spot: the gaps to close and an underwriter's read.
- Sign our mutual NDA in about a minute and book a 25-minute submission finalization meeting to plan the program together.
Own a retail and restaurants niche?
Built for franchise groups, MGAs and agencies writing multi-unit restaurant or retail accounts. Submit it in 5 to 7 minutes and see how close it is to a program of its own.
Submit your niche →Other classes: Office and medical office Industrial and warehouse Habitational and condos Hospitality and lodging Public entity Education and schools Healthcare and senior living Houses of worship and nonprofits Builders risk and vacant Marinas and waterfront Recreation and entertainment Self storage
Waypoint Market is a program-development tool of Waypoint Specialty, specialty program brokers. Information on this page is general and educational. It is not a quote, offer or commitment, and all programs are subject to underwriting review and market acceptance. Trust and security · Privacy Policy · Terms of Use